Hatch Credit Blog

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The Hatch Credit Story

Where it All Began Our story started 14 years ago at one of the largest credit repair law firms in the country. Often referring to themselves as the “800lb Gorilla” in the space, which was great for the business. For the consumer, though, this meant that there weren’t many other options–you could either pay the […]

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More Than Accuracy

‍ That Negative Item is Accurate…Can it Still Be Removed? We get this question all the time. What if I really did miss that payment? Can it still come off my report? The short answer is, yes. It can. It’s important that the information in your credit report is not just accurate, but also fair […]

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FICO vs. Vantage: What’s the difference, and why does it matter?

We get it. You’re hanging out with your friends on a Friday night, there’s a lull in conversation, and you all find yourselves wondering the same thing: What are the differences between FICO and Vantage and what does it mean for my credit score? We’ve been there. And we’re here now. The Fair Isaac Corporation […]

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Anatomy of a Credit Report

‍What is a credit report? Credit reports end up being the thing you’re judged by when you go to borrow money from a lender. What a credit report does is keep track of the different types of accounts you’ve requested, opened, and the payment history for each of those accounts. It is important that the […]

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